Welcome to Heintzberger | Payne
Heintzberger | Payne Advisors (formerly Northwest Capital Management, Inc.) is an investment advisor registered with the Securities and Exchange Commission. Our clients are retirement plan sponsors, institutional investors, charitable organizations and high-net worth individuals. For some, we act purely in a consulting capacity. For most clients, we act with full discretion, within the constraints of a clearly defined Statement of Investment Policy (or SIP, for short), in the management of their assets. Many of our clients are retirement plan sponsors. For these clients, we act in the capacity as an Investment Manager (as defined by ERISA) in order to alleviate the sponsor of much of its fiduciary liability.
An essential element of our advisory services is the creation of the SIP, a document that sets forth the authority given to us for asset management while establishing the benchmarks against which performance is measured. The process of creating the SIP requires that we come to know the Client's investment objectives and their expectation for performance.
We extensively employ technology to facilitate our communication with clients about the management of their portfolios. Updates regarding transactions and investment performance are posted daily. In addition, we send by mail quarterly performance reports.
We invite you to explore our website to learn more about our services and capabilities. Please feel free to contact us with your questions.
January 10, 2012
Market Commentary and Outlook
Politics as Usual
The S&P 500 index, which tracks the stocks of large US companies, ended a rollercoaster year almost exactly where it started: 2010 ended at 1257.60 and 2011 ended at 1257.64. But investor in the S&P 500 actually earned 2.11% for 2011 because of the dividends paid by the companies in the index...
October 10, 2011
Market Commentary and Outlook
Back to the drawing board for Bernanke
For the past year, we have been writing about economic stimulus from the Federal Reserve amid an extended winning streak for stocks from early 2009 through about June of 2011. The Fed’s unprecedented “experiments” of monetary policy created an extensive stock rally during this time. For many investors—like us—who have been overweight fixed income (and consequently, underweight stocks) it has been painful to watch the rally of 2009 through June 2011...